General Advice Disclaimer

Legal and Advice Warning

Any advice contained in this document is of a general nature only and does not constitute personal financial product advice. Financial & Investor Management, Authorised Representative of Apogee Financial Planning Limited, ABN 28 056 426 932, Australian Financial Services Licensee, has not taken into account any particular person's objectives, financial situation or needs.

Therefore, before making any decision, readers should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs. We recommend readers obtain financial advice specific to their situation before making any financial investment or insurance decision.

Financial & Investor Management
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